Home Buyer Resources
New Smyrna Beach Home Buyers Frequently Asked Questions
Answering Your New Smyrna Beach Home Buying Questions
Buying a New Smyrna Beach home or condo is both thrilling and a bit unnerving, especially if you're a first-time home buyer. Both experienced home buyers and first-time buyers alike will benefit from the frequently asked questions below. Before you begin your New Smyrna Beach home search, it is recommended that you prepare yourself for the journey by educating yourself. This will ensure you are a knowledgeable home buyer prepared to make a confident home buying decision.
Q - I've never purchased a home before. Where should I begin?
A - Actually, you've already started the process. Fact-finding and reading articles is a great way to become a smart consumer. The highest priorities to focus on before you begin searching for specific areas, neighborhoods, or homes would be to:
- Familiarize yourself with your personal finances.
- Get pre-qualified with a mortgage broker.
- Learn about the New Smyrna Beach real estate market.
- Carefully review your budget and begin to eliminate as much debt as possible.
- Have a down payment and earnest money ready when the time comes to act and make your offer.
Your next step is to contact us. As your home buying specialists, we'll protect your interest and manage the details of the real estate transaction on your behalf to your complete satisfaction. For more experienced buyers, a little brush up on the real estate process wouldn't be a bad idea, the home search process may changed since the last time you looked for a home. Of course, you'll need a really sharp New Smyrna Beach real estate team to protect your interests too!
Q - With all the bad news about mortgage products and home foreclosures, how do I avoid making a big mistake when deciding which type of loan to select?
A - Once we meet and review your finances along with your home buying needs, you should select a lending consultant. We can recommend a trusted lending professionals or you can choose your own. Having upmost confidence in your lender is important. Be sure you feel completely at ease with them. They should speak to you in easy to understand terms. Ask lots of questions and never sign any document until you know what you are signing and feel completely at ease signing it. More and more lending professionals are recommending fixed interest rate loans and interest rates are still very attractive. Of course, the type of loan best for you depends on several factors. Here are just a few:
- How much money do you have for a down payment?
- How long do you plan to live in the home?
- Do you qualify for a FHA or VA loan?
Q - If I find a home not listed by you are you able to show it to me?
A - YES, I can show you any home regardless of who the listing broker may be... New construction, condo or resale. If you see a home online, in the newspaper or just driving by, please call me, all listing information is available to us. If you have an iPhone or iPad you can download our home search app and receive all the listing details immediately and then call me to schedule an appointment to see the property.
Because more homes are on the market here in New Smyrna Beach your choices are plentiful and the time is right for you to buy!
Let's Get Started!
Are you ready to schedule your home buying consultation? If so, contact the Move To New Smyrna Beach Team today and together we will review your needs and your budget to help you find the right New Smyrna Beach home for you!